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Rates

Share Certificate Rates

Rates effective May 1, 2008
Share Certificates  Rate changes weekly. Your rate is constant until maturity. Dividend compounding varies with certificate terms. A substantial penalty is imposed for early withdrawal. Members receive a quarterly statement. Balance and maturity dates are available through Touchtone Teller and Internet Banking.
  Account Type  Compound Frequency  APY  APR  Min Balance
60 Months Share CertificateQuarterly3.75%3.70%$500.00
48 Months Share CertificateQuarterly3.50%3.45%$500.00
36 Months Share CertificateQuarterly3.50%3.45%$500.00
25-30 Months Share CertificateQuarterly3.25%3.21%$500.00
18-24 Months Share CertificateQuarterly3.25%3.21%$500.00
12 Months Share CertificateQuarterly3.25%3.21%$500.00
6 Months Share CertificateAt Maturity3.25%3.22%$500.00
91 Days Share CertificateAt Maturity2.50%2.48%$500.00
IRA Certificate rates same as Share Certificate rates.

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